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how-to

Articles about how-to from The Modern Lending Group

How to Calculate Debt to Income Ratio for Mortgage
how-to

How to Calculate Debt to Income Ratio for Mortgage

Learn how to calculate debt to income ratio for mortgage approval. Step-by-step formula, what counts as debt, and tips to improve your DTI before applying.

12 min read
Speed Up Mortgage Underwriting: 7 Steps
how-to

Speed Up Mortgage Underwriting: 7 Steps

Speed up mortgage underwriting with organized documents, proactive communication, and a clear checklist. Learn 7 actionable steps to reduce delays.

12 min read
Get a Mortgage After Bankruptcy: Step-by-Step
how-to

Get a Mortgage After Bankruptcy: Step-by-Step

Learn how to qualify for a mortgage after bankruptcy discharge. Discover waiting periods, credit rebuilding strategies, and loan options. Start today.

12 min read
Why Your Credit Score Drops Before Mortgage Closing
how-to

Why Your Credit Score Drops Before Mortgage Closing

Discover why credit score drops before mortgage closing happen and how to protect your loan approval. Learn what to avoid and what to do if it happens.

14 min read
Refinance Mortgage with Poor Credit: A Step-by-Step Guide
how-to

Refinance Mortgage with Poor Credit: A Step-by-Step Guide

Refinance mortgage poor credit: Learn how to refinance a mortgage with poor credit. Discover government programs, credit repair strategies, and lender.

14 min read
Get Mortgage Preapproval Online in 2026
how-to

Get Mortgage Preapproval Online in 2026

Complete guide to getting mortgage preapproval online in 2026. Learn what documents you need, how long it takes, and how it affects your credit score.

13 min read
How to Buy a House With No Money Down
how-to

How to Buy a House With No Money Down

Learn how to buy a house with no money down using government-backed loans, seller concessions, and assistance programs. Step-by-step guide for first-time.

12 min read
Mortgage Refinance Process for Beginners
how-to

Mortgage Refinance Process for Beginners

Learn the mortgage refinance process step-by-step. Understand requirements, costs, timelines, and how to qualify. Start your refinance journey today.

13 min read
Apply for Personalized Mortgage Lending Solutions
how-to

Apply for Personalized Mortgage Lending Solutions

Learn how to apply for personalized mortgage lending solutions in 2026. Explore requirements, credit tips, timelines, and get matched with the right loan.

14 min read
Why Mortgage Applications Get Delayed: 2026 Guide
how-to

Why Mortgage Applications Get Delayed: 2026 Guide

Discover why mortgage applications get delayed in 2026, from underwriting issues to appraisal problems. Learn how to prevent mortgage delays today.

13 min read
How to Switch Mortgage Lenders: A Step-by-Step Guide
how-to

How to Switch Mortgage Lenders: A Step-by-Step Guide

Learn how to switch mortgage lenders with our step-by-step guide. Compare rates, understand costs, and find the right lender for your needs.

13 min read
Mortgage Refinance for Debt Consolidation: 2026 Guide
how-to

Mortgage Refinance for Debt Consolidation: 2026 Guide

Explore mortgage refinance for debt consolidation in 2026. Learn cash-out refinance requirements, closing costs, and if it's right for you.

13 min read